Terms of service

Agreement

These terms apply to your use of the RiskBorne website and service. By using either, you agree to them. If you are using RiskBorne on behalf of an organisation, you confirm you are authorised to accept these terms for that organisation.

What RiskBorne is

RiskBorne is software that assesses information you provide about your AI agents against requirements published or communicated by insurance carriers, and returns an assessment. RiskBorne provides software and risk information; it is not an insurance carrier or licensed producer and does not provide insurance advice. Decisions about coverage are made by carriers and by your own licensed advisers.

Availability and changes to the service

We improve the service continuously. Features may change, be withdrawn, or be temporarily unavailable, and we may suspend or end your access where these terms are breached. Unless we have agreed a service level with you in writing, we do not promise any particular level of availability.

Your responsibilities

• Give us accurate information; assessments depend on what you tell us.
• Keep any access credentials we issue confidential.
• Do not attempt to disrupt the service, access it without authorisation, scrape it at scale, or resell it without our written agreement.
• Do not submit personal data you are not permitted to share with us.

Intellectual property

We own the RiskBorne software, site, assessment logic, and materials, including the RiskBorne name and marks. You keep ownership of the information you submit, and you give us permission to use it to provide and improve the service. Reports we generate for you may be used inside your organisation and shared with your brokers and carriers.

No warranty

The site and the service are provided as is. We do not warrant that an assessment will be accepted by any carrier, that coverage will be offered, or that the output is free of error. Carrier requirements change, and an assessment reflects the information available when it was produced.

Limitation of liability

To the extent the law allows, RiskBorne is not liable for indirect or consequential loss, loss of profit, or loss of business arising from your use of the site or the service, and our total liability is limited to the amount you have paid us in the twelve months before the claim.

Changes and contact

We may update these terms; the date at the top of this page shows when they last changed. Questions go to hello@riskborne.com.